Driving in Mexico :: BorderMex Insurance Services

Driving in Mexico

Mexico Car Insurance - Driving in Mexico

Are you looking for Mexico car insurance? Driving in Mexico can be a convenient way for U.S. and Canada residents to see the country. Many visitors cross the border in their own vehicles. But you will find the driving etiquette to be significantly different from that of U.S. and Canada.

When driving with Mexico car insurance it's a good idea to watch the behavior of the vehicles around you carefully - but don't necessarily follow their lead. If the vehicle ahead of you speeds through a stop sign without slowing - go ahead and stop anyway.

It's a good idea to drive at or below the speed limit, which will be shown (in most places) in the metric system. An easy conversion is that 100 km/h is approximately equal to 60 mph, so if you see 100 km/h posted, drive at around 55 mph (90 km/h). In the U.S. it's common to "push" the speed limits; in Mexico it's advisable to hold back a little. This will mean driving through some small towns at 15 mph (25 km/h).

Have a reliable road map with you. Your first stop in Mexico should be to pick up a map. When driving in Mexico, remember that a straight line is not always the best way from point A to point B. If you haven't driven in Mexico before, and especially if you are not very fluent in Spanish, stick to the toll roads.

Much of Mexico is covered by modern toll roads, most of these are privately owned. They are generally much faster than the toll-free roads, if the latter run parallel, as the toll-free roads will slow considerably as they pass through small towns and villages.

Using toll roads when driving in Mexico is quite expensive: the tolls range from about 25 to 150 Mexican pesos (approximately 2.50 to 15 American Dollars) for passenger cars, depending on the section of highway. If you are planning on making a long drive on toll roads, make sure you have plenty of Mexican pesos with you. U.S. dollars and credit cards are NOT accepted on many toll roads, though they may be accepted in some heavily-touristic areas. The price goes up only if you're in an RV or towing. Also, there can be several toll-booths between cities.

A plus for toll roads is that there are clean bathrooms and snack shops at most toll booths. It's a good opportunity to stretch your legs a bit, have a bite to eat, or visit the restroom before continuing on your way.

Once you get off the main highways, it's common to find potholes, drop-offs, dirt roads, and other hazards. The Mexicans brave these in standard passenger cars, but you'll probably be more comfortable in a higher-clearance vehicle such as an SUV, especially if you plan to visit hot springs, beaches, camping areas, or other off-the-beaten-path locations.

For more information on Mexico car insurance contact us today!

Car Insurance for Mexico Trip

One of the many great things about living in California is that you can conveniently get to Mexico by car. However, it’s important to remember that car insurance policies from the U.S. are no longer valid once you cross the border. This means that if you’re in an accident, you could end up with the bill even if it wasn’t your fault, because not every Mexican state requires insurance. We offer car insurance for a Mexico trip in San Ysidro, CA, so your adventure isn’t ruined. The last thing you want to happen is to have a good time spoiled by a mistake, especially if the mistake was made by someone else.

What some visitors don’t think about when deciding to drive to Mexico is that the driving rules are completely different. Speed limits are posted in the metric system, straight lines aren’t always the most direct route, and toll roads use Spanish and pesos instead of English and dollars. These new changes can be startling for a first-timer and make it easier to get in an accident, especially during the tourist season. If that happens to you, having insurance can make an enormous difference in how much you pay, regardless of whether you were at fault.

Why You Need Car Insurance for a Mexico Trip

An auto accident in Mexico is considered a felony, and authorities can hold drivers responsible both criminally and financially for causing accidents. Without insurance written by a Mexican company, you could spend time in jail, be stuck with a fine, or have your car impounded. Even if your US policy extends into Mexico, the authorities won’t recognize it. We can help you avoid these terrible situations by setting you up with coverage they will recognize. Our company offers several options for private passenger cars, motorcycles, RVs, SUVs, vans, and more.

To buy our car insurance for a visit to Mexico, you’ll need to give us your car’s registration, make, model, year, license plate number, and VIN. We’ll also require your driver’s license number, details about your trip, and your contact information. We have special nationwide arrangements with Mexican repair shops so that any repairs you need are at the company’s expense with your satisfaction 100% guaranteed. This saves you the worry of how to get back home and what to do about any damages to your car.

Why Buy From Us?

When you need help in a foreign country—especially if you don’t speak the language—it’s a relief to know that there’s someone on your side who can help. The adjusters at our business are there for you when you need them. They answer a toll-free number that you can dial from any Mexican landline phone and respond immediately to your location. All of them speak both English and Spanish fluently and offer top-quality personal service. We take the seemingly complicated matter of car insurance for a Mexico trip and make it smooth and simple.

Our products and policies are competitively priced so that you get the best rate possible. We only work with insurance companies if they have international expertise and financial strength specialized in all personal lines, products, and services.

How much does mexican car insurance cost

Factors That Will Influence Price - The prices of different packages could fluctuate depending on several different factors regarding yourself and your stay. Most prices will stay around a few dollars to fifty dollars a day, but each plan is individualized.

  • Length of stay
  • Type of vehicle
  • If you are towing anything
  • Location in Mexico
  • Driving record

If you’re wondering how much is Mexican car insurance?, you can expect to pay anywhere between $2 and $44 per day on the lower side and up to $192 per day on the higher side.

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