Why shouldn't a Mexican citizen drive my vehicle in Mexico?

There are two reasons why a Mexican citizen is not allowed to drive a vehicle in Mexico:
First, they are not covered by our insurance policies.
Second, unless they are driving with a U.S. citizen in the vehicle, the vehicle can be confiscated by authorities and the owner will have to travel to Mexico to release the vehicle. Mexican customs officials upon discovering a Mexican citizen driving a U.S. plated vehicle, will confiscate the vehicle and it will most likely never be returned.