What is a full coverage policy?

A full coverage policy covers physical damage and total theft (deductibles apply) of your vehicle. If you purchase a PREMIUM policy the coverage is extended to include Vandalism (intentional or malicious acts by one of various persons that result in damage to the insured vehicle, without any other intention other than destruction). Uninsured Motorist Deductible Waiver, Legal Expenses and Travel Club which covers roadside, medical and travel assistance.
A full coverage policy also includes civil liability limit to cover damages you may cause to third parties, medical payments for occupants of your vehicle, legal aid and bail bond under Legal Expenses.