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<p><img src="img/tit_faq.jpg" alt="Frequently Asked Questions" width="556" height="36"></p>
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<div align="left"> <a href="#1">Why do I need Mexican insurance?</a></div>
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<div align="left"> <a href="#2">Does my U.S. insurance policy
cover me in Mexico?</a></div>
</li>
<li>
<div align="left"><a href="#3"> How is the value of my vehicle
determined?</a></div>
</li>
<li>
<div align="left"><a href="#4"> What if a have a loan on my
vehicle?</a></div>
</li>
<li>
<div align="left"><a href="#5"> If I tow a trailer, boat or
another vehicle, do I need to insure them?</a></div>
</li>
<li>
<div align="left"><a href="#6"> If I am borrowing a vehicle,
will I need any special documents?</a></div>
</li>
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<div align="left"><a href="#7"> What is Liability Only?</a></div>
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<div align="left"><a href="#8"> What is legal Aid Coverage?</a></div>
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<a name="1"></a> <p align="justify" class="bpcan">Q: Why do I need Mexican insurance?</p>
<p align="left" class="bpcanlight">A: Mexico does not have compulsory
automobile insurance. The basic difference between Mexico’s and
United States financial responsibility law is that anyone involved in
an accident in Mexico must have the means to respond to damages or injuries
for which they may be responsible…. which in Mexico would be in
the form of either cash or a Mexican insurance policy. </p>
<hr size="2">
<p align="left" class="bpcan"><a name="2" id="2"></a>Q: Does my U.S. insurance
policy cover me in Mexico?</p>
<p align="left" class="bpcanlight">A: Before leaving home, you should
inquire if your U.S. or Canadian insurance policy will cover damage
suffered by your vehicle in Mexico. Ask if the policy has restrictions
or limitations in regards of number of miles from the border or number
of days in Mexico. Once you have familiarized yourself with your own
auto policy and the extend of its coverage in Mexico, you can then proceed
to create more qualified decision towards your Mexican insurance needs.
However, Mexican authorities do not recognize the liability coverage
on your U.S., or any other non-Mexican automobile liability policy.
Only a Mexican automobile liability policy is acceptable evidence of
financial responsibility.</p>
<hr size="2">
<p align="left" class="bpcan"><a name="3" id="3"></a>Q: How is the value of my
vehicle determined?</p>
<p align="left" class="bpcanlight">A: Your local car dealer or your insurance
agent should be able to help you determine your vehicle’s value.
The Kelley Blue Book of used cars values may also be used as a guide.<br>
Be sure to add those extras you want insured should you have a loss.
Remember, our trailers and <br>
Cars are always worth more to us owners than they might be to someone
else. We advise you not to under-insure.</p>
<p align="left" class="bpcanlight"> </p>
<hr size="2">
<p align="left" class="bpcan"><a name="4" id="4"></a>Q: What if a have a loan
on my vehicle? </p>
<p align="left" class="bpcanlight">A A: If you have a loan on your vehicle
or trailer, most lenders will require that they be furnished a copy
of your policy indication that the unit is insured while it is in Mexican
territory. Upon request, we will supply a “lien holder”
copy of the policy naming your bank or financial institution as lender.
Always make sure you allow enough time before your trip into Mexico
to allow for the handling of paperwork.</p>
<p align="left" class="bpcanlight">
</p>
<hr size="2">
<p align="left" class="bpcanlight"><a name="5" id="5"></a><span class="bpcan">Q:
If I tow a trailer, boat or another vehicle, do I need to insure them?
</span><br>
<br>
A: No, but it must be listed on the policy with the towing vehicle,
otherwise the towing vehicle’s insurance could be voided in the
event of an accident or loss.</p>
<hr size="2">
<p align="left" class="bpcan"><a name="6" id="6"></a>Q: If I am borrowing a vehicle,
will I need any special documents?</p>
<p align="left" class="bpcanlight">A: Yes, you should obtain a notarized
affidavit or permission from the legal owner.</p>
<hr size="2">
<p align="left" class="bpcan"><a name="7" id="7"></a>Q: What is Liability Only?</p>
<p align="left" class="bpcanlight">A: The liability only policy provides
the minimum vehicle insurance required by the Mexican government. Included
in this coverage is property damage caused by your vehicle, legal liability
for injuries or death of persons not in your vehicle and medical expenses
for you or other persons in your vehicle.</p>
<hr size="2">
<p align="left" class="bpcan"><a name="8" id="8"></a>Q: What is legal Aid Coverage?</p>
<p align="left" class="bpcanlight">A: In Mexico, a traffic accident is
considered a felony, it is possible that the authorities will detain
you with your vehicle impounded, until they conclude their investigation.
Legal Aid helps prevent this, with one phone call an attorney will come
to your assistance and negotiate your immediate release as well as the
release of the vehicle.</p>
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